Introduction

The Industrial Bank's cash management integrated financial service solution covers four categories, namely, liquidity management, investment and financing management, risk management and bank-corporate express system, which include the nine services of collection and payment management, centralized management of group accounts and capital, internal bank management of group enterprises, trans-bank cash management, temporary financing management, enterprise financial management and capital value addition, supply-chain financial services, cash management risk control solution and bank-corporate express system service solutions for enterprise ERP systems.

IB's cash management provides customized solutions to meet the different cash management demands in different industries. These solutions cover financial groups, integrated groups, the manufacturing industry, service industry, e-commerce and financial companies. Cash management solutions for integrated groups are further divided into five industries, namely, tobacco, electricity, communications and media, expressways and coal.

Features

1. Cash management is a kind of customized financial service. By virtue of customer division, the Bank provides customized products and service channels that meet the requirements of different customer groups so as to help clients cut down on their unused cash, promote the efficiency of capital use and reduce financial risks.

2. Cash management is an integrated, professional financial service which combines a series of financial products and services, such as traditional settlement business, investment and financing business and account management business to improve the quality of professional financial services provided to clients;

3. Cash management is a modern financial service which employs advanced electronic and automatic service modes. It realizes more effective cash management in enterprises through highly accessible and convenient account auditing systems, capital liquidation systems and online banking systems.

Our cash management brand – Golden Cube

Gold represents capital and wealth, which is a crucial element in cash management and an important medium in maintaining bank-corporate relationships. The form of the cube embodies the “Multiple Requirements, Three Dimensional Solution” that characterizes the Industrial Bank's cash management.

The systematic cash management solutions customized for six industries, including financial groups, integrated groups, manufacturing industry, service industry, e-commerce and financial companies, constitute the six faces of IB's “Golden Cube” of cash management. The cube hopes to inspire the ideas, passion and creativity of finance and capital managers, enrich business and provide people with something memorable.