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Wealth Management Online

The Industrial Bank offers fantastic online investment and wealth management services that allow you to buy and sell fixed and current securities, funds, T- bond and foreign exchange in just the click of a mouse button, allowing you Inv esting and earning with ease.

[Product Highlights]

A Huge Range of Products to Choose From

A single internet user code allows you to register for all Industrial Bank accounts that require passwords for withdrawal, thus giving you total control over your personal assets. A large range of wealth management products that are superior in function and comprehensive in type are available. They include: transfer between fixed and current accounts, arranged transfer of call deposits, automatic transfer upon excess amount, bank-securities transfer, bank-securities transfer, open-ended fund, Bank-UnionPay fund, arranged purchase of T-bond, and real-time transaction of foreign exchange.

Arranged Purchase Control with Ease

Arranged purchase of T-bond and funds is available so that you don't have to wait in line! Get the hot financial products at first time!

Collect in Advance and with Flexibility

At any time you can collect online fixed-term deposits in advance, arrange the withdrawal of call deposits or make an online pledge to apply for loan in real-time. There are flexible ways to cash, making you worry free.

Bank-UnionPay Funds, Easy and Great Value

The new generation of direct-selling system for open-ended funds brought to you by the Industrial Bank and ChinaPay means that you can purchase products from a large number of fund companies without even having to step out of the house. The system is easy and of great value.

Fixed Time Fixed Amount, Save Time and Worries

Initial deposit threshold, deposit transfer amount and deposit transfer deadline can be defined in advance. The system will change to fixed term automatically, and thus you can save time and worries with wealth management.

[Application Guide]

• Transfer between fixed and current accounts, current and call deposit account, arranged withdrawal of call deposits, and automatic deposit upon excess amount are default functions in the system.

• Produce your Industrial Bank card (or IB e-card) and personal identification at any Industrial Bank outlet to activate functions such as online buying and selling of bonds, open-ended funds, bank-securities 、 bank-securities transfer as well as online self-service pledging for loans. Clients with certificate can activate these functions in the internet banking interface.

• If you are not a member of the Industrial Bank's Internet Banking, please produce your bank card and personal identification at an Industrial Bank outlet and request an online user code, following which you can enable the functions above.

[Notices]

Once you have purchases bonds through our online bank, you can produce your bank card at the counter in an outlet of the Industrial Bank to transfer the bond to paper voucher.

The online buying and selling of funds and bonds is automatically available to IB e-card holders.

Please feel free to call the Industrial Bank's national customer service hotline: 95561