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Fees Standard
Fees for Transfer and Remittance in Mobile Banking
Service Name Service featureBlack gold customer Platinum customerGold customerStandard customer
Transfer by mobile phoneLocal and non-local transfer  within IB system   No fees at present
Repayment of credit card under the same name
Designated / free transferLocal and non-local transfer  within IB system
Local transfer beyond IB system
Non-local transfer beyond IB systemFree  Free  50% discount Service fee is fixed at RMB 0.5. Electronic remittance and transfer fee is RMB 5 for a transfer under (or equal to) RMB 10,000; RMB 10 for a transfer between RMB 10,000 and RMB 100,000 (inclusive); RMB 15 for a transfer between RMB 100,000 and RMB 500,000 (inclusive); RMB 20 for a transfer between RMB 500,000 and RMB 1,000,000 (inclusive); a transfer over RMB 1,000,000 will be subject to a rate of 0.02‰, with an upper limit of RMB 200.
Real-time cross-bank transfer   Local / non-localFreeFree50% discountTransfer fee is RMB 5.5 for a transfer under (or equal to) RMB 10,000; RMB 10.5 for a transfer between RMB 10,000 and RMB 50,000 (inclusive)
Notes: If there is an outlet of IB at the place where the paying bank is located, no fees will be charged for inter-bank transfer via IB e-card through Mobile Banking. The fees for other services of IB e-card are the same as those for the “Natural Life” family wealth management card (including IB debit card and co-brand card).