Description

A deposit that is saved and withdrawn on a one-off lump-sum basis with agreed-upon deposit term.

Features

Long-term deposit period, stable deposit and relatively high interest income.

Handling Directions

The minimum amount for RMB fixed deposit lump-sum savings and lump-sum withdrawal is RMB 50, and the deposit periods permitted include 3 months, 6 months, 1 year, 2 years, 3 years and 5 years. The minimum amount of foreign exchange fixed deposit lump-sum savings and lump-sum withdrawal is USD 10, EUR 10, HKD 20, JPY 2000, AUD 10, CAD 10, CHF 10, and GBP 50 (the above amounts all refer to foreign currency) , and the deposit periods permitted include 1 month, 3 months, 6 months , 1 year and 2 years. The principal should be deposited in a lump sum, and the bank will sign and issue the deposit receipt or deposit book (card). Upon maturity, the principal and interest can be withdrawn with the deposit receipt or deposit book (card). The interest rates are different at different levels, and are in direct proportion to the deposit periods.